Are you an independent broker who compares lenders?
No. I'm a Mortgage Specialist employed by Royal Bank of Canada, so I work with RBC's own mortgage products. If an RBC mortgage fits what you need, I guide the whole process from application through to closing.
Do you have a broker licence number?
No, and none applies to me. Mortgage specialists employed directly by a federally regulated bank are exempt from provincial mortgage broker and agent licensing. I'm accountable to Royal Bank of Canada's own standards instead.
Can you tell me what rate I would get?
Not from a web page. Rates and terms depend on your situation and on RBC's lending criteria at the time, and they're confirmed directly with RBC. Once we talk, I can walk you through what applies to you.
What does it cost to talk to you?
Nothing. A first conversation about your options with RBC is at no obligation, and you decide if and when to go further.
Which areas do you cover?
Langley and Surrey, BC. If you're buying elsewhere in the province, get in touch and we can work out whether I'm the right person to help.