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RBC Mortgage Specialist · Langley and Surrey, BC

Your RBC mortgage, handled start to finish by one person

I'm Arashdeep Sandhu, a Mortgage Specialist with Royal Bank of Canada. I work with buyers and homeowners across Langley and Surrey on a first mortgage, a switch to RBC, or a refinance, and I answer every enquiry within 24 hours so you are never left guessing where things stand.

  • Mortgages provided by RBC
  • Langley and Surrey
  • Reply within 24 hours
Arashdeep Sandhu, Mortgage Specialist with Royal Bank of Canada
Arashdeep SandhuMortgage Specialist, Royal Bank of Canada

A major bank behind the mortgage

Your financing is an RBC product, so it carries the lending standards and the service of one of Canada's largest banks. I'm the person you deal with throughout.

One point of contact

You are not handed between departments. The same person who takes your first question takes your file through application, paperwork, and closing.

An answer within 24 hours

Get in touch and you hear back inside a day. Waiting on a call that never comes is the part of this process people dread most, and it should not be part of yours.

How I can help

Three ways people in Langley and Surrey work with me

First-time buyers

Your first mortgage, in plain language

A first mortgage arrives with a lot of new words attached. I explain how an RBC pre-approval works, which documents you'll be asked for, and what happens at each stage, so nothing lands on you as a surprise halfway through.

Plan your first home
Switching to RBC

Moving an existing mortgage across

If your term is ending or you'd rather bank somewhere else, moving your mortgage to RBC is its own process with its own paperwork and timing. I handle the transfer end to end and tell you plainly what RBC will need and when.

Ask about a switch
Refinancing

Putting the equity in your home to work

Renovations, a second property, or restructuring what you already owe all start the same way, with a clear look at where your mortgage stands today. We go through your options with RBC and what each one would actually mean for you.

Talk about refinancing

How it works

From first call to closing

  1. 1

    Get in touch

    Leave your details or call directly. You'll hear back within 24 hours.

  2. 2

    Go through your situation

    We look at what you're buying or what you already owe, and the documents RBC will need. This first conversation is at no obligation.

  3. 3

    Move forward with RBC

    When you decide to go ahead, I guide your RBC application through to closing and stay your point of contact the whole way.

What I help with

  • First mortgages for first-time buyers
  • Switching your mortgage to RBC
  • Refinancing an existing mortgage
  • Pre-approval before you start house-hunting
  • Purchasing a home or an investment property
  • Realtor referrals

This page is operated by Arashdeep Sandhu, a Mortgage Specialist authorized to represent Royal Bank of Canada. It is not an official RBC website, and the RBC and Royal Bank of Canada names are used here for identification only. As an employee of the bank, Arashdeep is not licensed as an independent mortgage broker or agent and holds no provincial broker licence number. That exemption applies to mortgage specialists employed directly by a federally regulated bank. All personal lending products and residential mortgages are provided by Royal Bank of Canada and are subject to its standard lending criteria. Rates, terms, and approvals are confirmed directly with RBC. Nothing on this page is financial, legal, or tax advice.

Frequently asked questions

Are you an independent broker who compares lenders?
No. I'm a Mortgage Specialist employed by Royal Bank of Canada, so I work with RBC's own mortgage products. If an RBC mortgage fits what you need, I guide the whole process from application through to closing.
Do you have a broker licence number?
No, and none applies to me. Mortgage specialists employed directly by a federally regulated bank are exempt from provincial mortgage broker and agent licensing. I'm accountable to Royal Bank of Canada's own standards instead.
Can you tell me what rate I would get?
Not from a web page. Rates and terms depend on your situation and on RBC's lending criteria at the time, and they're confirmed directly with RBC. Once we talk, I can walk you through what applies to you.
What does it cost to talk to you?
Nothing. A first conversation about your options with RBC is at no obligation, and you decide if and when to go further.
Which areas do you cover?
Langley and Surrey, BC. If you're buying elsewhere in the province, get in touch and we can work out whether I'm the right person to help.
RBC Mortgage Specialist

Request a callback

Leave your details and Arashdeep Sandhu gets back to you directly to set up a time that works for you.

  • Mortgage Specialist with Royal Bank of Canada
  • Serving Langley and Surrey, BC
  • A reply within 24 hours
  • First mortgages, switches to RBC, and refinancing

Prefer to talk? Call (236) 887-1291.

Send your details

Leaving your details is all it takes. Arashdeep Sandhu reaches out to you directly.